“You say, ‘If I had a little more, I should be very satisfied.’ You make a mistake. If you are not content with what you have, you would not be satisfied if it were doubled.” Charles Haddon Spurgeon (1834-1892) English preacher, author and editor   Your thoughts on this subject?  Your comments appreciated!

Many banks and credit card companies urge their cardholders to buy protection for losses that occur if their cards are lost or stolen and used by someone else for about $25-$100 a year. Many don’t know, however, that federal law limits cardholders’ liability for unauthorized charges to $50 and then only for charges made before […]

  “The ultimate measure of a man is not where he stands in moments of comfort, but where he stands at times of challenge and controversy.”   –       Martin Luther King, Jr.  (1929-1968) Pastor, civil rights leader and winner of 1964 Nobel Peace Prize  

Most people make major financial expenditures without really looking at all the facts. This kind of action is downright dangerous and certainly not smart. The ultimate cost and alternative possibilities are seldom considered when someone is swept along in a desire to acquire a new home, car, business or other personal investment.   Beware of […]

A favorite giveaway to lure you to sales presentations, such as those peddling condos, is the promise of a dream vacation to Hawaii, the Bahamas or Mexico. In fact, what you get is a vacation certificate. To take advantage of it, you must typically deal with an out-of-state travel agency by mail, not by telephone. […]